Why you should order an appraisal

Thousands of people in Oregon purchase, sell or refinance their home each month. Many of these transactions include a simple line item for an appraisal. And while there are a multiplying number of automated home valuation processes that may appear less expensive than an appraisal, the majority of lenders still call for a local expert because the stakes are incredibly high. You might believe that securing a mortgage is the only reason to get an appraisal, but there are other times when the services of a licensed, independent real estate professional could come in handy.


	When you're planning on any transaction where the value of your property is in question, you should contact Oleson Real Estate Appraisers, Inc.. Just click here

Let Oleson Real Estate Appraisers, Inc. help you challenge your tax assessment in Clackamas County

It's likely you're paying too much in property taxes if you reside in an area where property values have declined. Property taxes are determined by a past assessment of your home, so if prices are less than what they used to be in your neighborhood, you can challenge your assessment and save money. An appraisal from Oleson Real Estate Appraisers, Inc. is your best evidence when building your case. At Oleson Real Estate Appraisers, Inc.,we can assist you in disputing your tax assessment.

How can you get rid of PMI to lower your mortgage payment?

Private Mortgage Insurance, or PMI, is a supplemental insurance plan that many lenders ask homebuyers to buy when the amount being loaned to the buyer is more than 80% of the actual value of the home. Most often, this additional payment is folded into the monthly mortgage payment and is soon forgotten. This is damaging because PMI becomes unnecessary when the remaining balance of the loan - whether through market appreciation or principal pay down - dips below the 80% level. In fact, the United States Congress implemented a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to dismiss the PMI installments when the loan-to-value ratio conditions have been met.

Oleson Real Estate Appraisers, Inc. will produce a statement regarding the value of your home, and the cost of the home valuation can usually be recovered in a short amount of time because you'll no longer be paying the PMI.

Settling a divorce with less stress

A divorce is a particularly daunting ordeal for the parties involved, and it is often more complicated by the challenging decision of who maintains the home. Regardless of the situation, it's wise to order an appraisal from Oleson Real Estate Appraisers, Inc. so both parties are fully aware of the true market value of their property.

The parties will have a good idea of what price to set, if they wish to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation.

Accurate and fair estate liquidation with help from Oleson Real Estate Appraisers, Inc.Settling an estate

Losing a loved one is a painful time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the maximum degree of discretion.

Most Americans don't have dedicated estate planners or executors to take care of these affairs, unlike wealthier individuals. And seeing that a home or other property often makes up a disproportionate share of the total estate value, knowing the true value of the real estate at hand is of significant importance to ensuring disputing parties walk away knowing they've received an honest deal.

Oleson Real Estate Appraisers, Inc. can help you with relocating to or from Clackamas County

We know the stress involved with an employee relocation. That being said, we take great care in organizing a convenient appointment time for the appraisal inspection. During our thorough process, we suggest employees that are moving to provide input on the positive attributes of their property, as well as information about any recent sales or listings in their neighborhood that they want considered.

Let Oleson Real Estate Appraisers, Inc. help you sell your home quickly at the right price

A professional appraisal will help you make a more informed decision when determining your asking price, whether you decide to sell your home on your own or with the help of a real estate agent. An appraiser has no vested interest in what amount the house sells for, which is different than the interest of real estate agents. Our fees are derived from our efforts to perform the appraisal report and and aren't related to the sales price.

On a daily basis, we determine the difference in value items like an extra bathroom or a kitchen remodel can make. And we're experts in knowing how long properties stay on the market. So, getting a professional appraisal is a trusted way to decide what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market too long, costing you time and money.